Describe the tax treatment of the following transactions in the context of the Income Tax Act, 2015 (Act 896).

i) Payment of GH¢2,500 salary for a casual worker in the month of Feb 2024. 
ii) Payment of Bonus of GH¢32,000 to an employee with an Annual Basic salary of GH¢180,000. 
iii) Payment of GH¢3,200 to a temporary worker in the month of July 2024. 
iv) Payment of income to a non-resident employee in Ghana. 
v) Redundancy payment to an employee.

i) Casual salary of GH¢2,500

  • It will be taxed at 5% on the gross amount of GH¢2,500.
  • This constitutes a final tax, and the employee will not be entitled to any relief or deduction.

ii) Bonus payment of GH¢32,000

  • Bonus payments up to 15% of annual basic salary will be taxed as a final tax at 5%.
  • 15% of Basic Salary = 15% × 180,000 = GH¢27,000
  • Bonus of GH¢32,000 exceeds GH¢27,000 by GH¢5,000
  • Tax treatment:
    • GH¢27,000 taxed at 5%GH¢1,350
    • Excess GH¢5,000 is added to salary and taxed at graduated rates.

iii) Temporary worker salary of GH¢3,200

  • The full amount of GH¢3,200 is taxable using the graduated tax rates.
  • The employee is entitled to relief and deductions under the tax law.

iv) Taxation of Non-Resident Employee

  • Gross income earned by a non-resident employee in Ghana is taxable at a flat rate of 25%.

v) Redundancy Payment

  • Not taxable because redundancy payments are not made in return for services rendered.
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