The demand and supply functions are given below:

a) P = 900 – 0.5Q and P = 300 + 0.25Q. What is the equilibrium price and quantity? (10 marks)

The table below shows the quantity of products supplied and demanded per week in Kaneshie market.

Quantity Demanded Quantity Supplied Price
8 57 10
10 35 8
15 30 6
18 28 5
25 25 4
26 22 3
30 18 3
32 15 2
35 10 1

b) Graphically determine the equilibrium point, explaining the circumstances under which there will be excess demand and supply. (15 marks)

a) Set demand equal to supply: 900 – 0.5Q = 300 + 0.25Q.

Add 0.5Q to both sides: 900 = 300 + 0.75Q.

Subtract 300: 600 = 0.75Q.

Q = 600 / 0.75 = 800.

P = 300 + 0.25 × 800 = 300 + 200 = 500 (or 900 – 0.5 × 800 = 900 – 400 = 500).

Equilibrium: Price 500, Quantity 800.

In banking, this models loan supply/demand, where equilibrium interest rates balance under BoG guidelines.

b) Plot Quantity on x-axis, Price on y-axis. Demand curve: Connect points from table (e.g., at P=10, Qd=8; P=8, Qd=10, etc., downward sloping). Supply curve: (P=10, Qs=57; P=8, Qs=35, etc., upward sloping, note duplicate P=3 for Qs=22 and 18, perhaps average or plot separately).

Equilibrium where curves intersect: From table, at P=4, Qd=25, Qs=25, so equilibrium Price 4, Quantity 25.

Excess demand (shortage): When Qd > Qs, below equilibrium price (e.g., at P=3, Qd=26 or 30 > Qs=22 or 18), prices rise.

Excess supply (surplus): When Qs > Qd, above equilibrium (e.g., at P=6, Qs=30 > Qd=15), prices fall.

In Ghana’s markets like Kaneshie, this applies to forex or commodity trading, influencing bank strategies under volatile exchange rates.