Accounting ratios cover a wide array of ratios that are used by accountants and act as different indicators that measure profitability, liquidity, and potential financial distress in a company’s financials.

Required:

Differentiate between profitability ratios and liquidity ratios and give TWO examples each.

Difference Between Profitability and Liquidity Ratios:

Profitability Ratios Liquidity Ratios
Profitability ratios assess a company’s ability to generate earnings relative to its revenue, assets, or shareholders’ equity. Liquidity ratios measure a company’s ability to meet short-term financial obligations as they fall due.
These ratios indicate how well a company is utilizing its resources to generate profits. These ratios assess whether the company has sufficient cash or assets that can be quickly converted into cash to cover its short-term liabilities.

Examples of Profitability Ratios:

  1. Return on Capital Employed (ROCE) = (Operating Profit ÷ Capital Employed) × 100
  2. Net Profit Margin = (Net Profit ÷ Revenue) × 100

Examples of Liquidity Ratios:

  1. Current Ratio = (Current Assets ÷ Current Liabilities)
  2. Quick Ratio (Acid Test Ratio) = (Current Assets – Inventory) ÷ Current Liabilities