FA – L1 – Q71 – Preparing financial statements of a sole trader

Harmony Ventures is run by a sole trader. The following Trial Balance was prepared from the business accounts on 30th September 20X9.

Harmony Ventures: Trial Balance as at 30th September 20X9

DR GH₵ CR GH₵
Capital 185,280
Inventory 37,360
Sales 421,450
Purchases 193,150
Purchase returns 6,040
Electricity 3,410
Discounts allowed 2,230
Discounts received 2,420
Motor expenses 4,270
Drawings 32,000
Bank 24,511
Salaries 108,000
Insurance 15,400
Receivables 110,140
Irrecoverable debts 1,420
Allowance for receivables 3,153
Payables 76,283
General expenses 6,780
9% Loan (20Y16 – 20Y3) 150,000
Loan interest 12,000
Land and buildings 340,000
Accumulated depreciation for buildings 16,000
Equipment 22,000
Accumulated depreciation for equipment 10,300
Motor vehicles 26,000
Accumulated depreciation for motor vehicles 13,250
Total 896,031 896,031

The following information is also available:
(i) Only 10 months’ salaries are shown in the Trial Balance. An equal amount is paid for salaries for each month of the year.
(ii) As at 30th September 20X9, GH₵3,200 had been prepaid for insurance, whilst GH₵410 was owing for general expenses.
(iii) GH₵4,600 had been charged to general expenses for the owner’s private holiday.
(iv) As at 30th September 20X9, inventory was valued at GH₵22,500.
(v) A customer, owing GH₵5,040 has been declared bankrupt. This amount is to be written off in full.
(vi) An allowance for receivables is to be maintained at 3% of the remaining receivables.
(vii) As at 30th September 20X9, the business’s land was valued at GH₵100,000. Land is not depreciated.
(viii) Depreciation is to be provided as follows:

  • Buildings: 4% per annum using the straight line method.
  • Equipment: 25% per annum using the straight line method.
  • Motor vehicles: 40% per annum using the reducing balance method.
    (ix) There were no additions or disposals of non-current assets during the financial year.

Required:
(a) Prepare the statement of profit or loss for the year ended 30th September 20X9.

(b) Prepare the statement of financial position as at 30th September 20X9.

(c) (i) Identify the accounting concept involved in each of the footnotes/items (i), (iii) and (v).

(A)

Harmony Ventures
Statement of profit or loss for the year ended 30 September 20X9

GH₵ GH₵ GH₵
Sales 421,450
Opening inventory 37,360
Purchases 193,150
Purchase returns (6,040)
224,470
Closing inventory (22,500)
Cost of sales (201,970)
Gross profit 219,480
Discount received 2,420
221,900
Electricity 3,410
Discounts allowed 2,230
Motor expenses 4,270
Salaries (108,000 + 21,600) 129,600
Insurance (15,400 – 3,200) 12,200
Irrecoverable debts (1,420 + 5,040) 6,460
General expenses (6,780 – 4,600 + 410) 2,590
Loan interest (9% × 150,000) 13,500
Depreciation:
Buildings (340,000 – 100,000) × 4% 9,600
Equipment (22,000 × 25%) 5,500
Motor vehicles (26,000 – 13,250) × 40% 5,100
20,200
(194,460)
Net profit 27,440

(B)

Harmony Ventures
Statement of financial position as at 30 September 20X9

GH₵ GH₵
Non-current assets
Land and buildings (340,000 – 26,000 – 9,600) 304,400
Equipment (22,000 – 10,300 – 5,500) 6,200
Motor vehicles (26,000 – 13,250 – 5,100) 7,650
318,250
Current assets
Inventory 22,500
Receivables (110,140 – 5,040 – 3,153) 101,947
Prepaid insurance 3,200
Bank 24,511
152,158
Total assets 470,408
Capital
Brought down 185,280
Net profit 27,440
212,720
Drawings (32,000 + 4,600) (36,600)
176,120
Non-current liabilities
9% Loan 150,000
Current liabilities
Payables 76,283
Accruals:
General expenses 410
Salaries (10,800 × 2) 21,600
Loan interest 12,000
110,293
Total capital and liabilities 436,413

(C)

Item (i) Accruals/matching concept: The matching of receipts and payments within an accounting period. Adjustments have to be made regarding early and late transactions both at the start and at the end of the accounting period. GH₵21,600 of unpaid salaries has to be accrued in order to get the correct value of salaries expenses for the financial year.

Item (iii) Business entity concept: Only the transactions of the business should be recorded in the accounts of the business. The owner’s private holiday is not a business expense and must be shown as drawings which reduces the amount of capital the owner has invested in the business.

Item (v) The prudence concept: Requires a business to understate, rather than overstate, profit. Writing off an irrecoverable debt is an example of this, as this will increase expenses and thus reduce net profit. This action will also reduce the value receivables and hence current assets in the statement of financial position.