BMIS – L1 – SA – Q18.7 – Authentication

Identifies the security process for internet banking access.

Question

To gain access to internet banking, a customer is required to input a password and supply a one-time code that has been sent to their mobile phone. This is an example of which of the following?

A Two-factor authentication

B Physical access control

C Digital certificate

D Enforced authorisation

Answer

Explanation:
Two-factor authentication (2FA) requires two separate methods to verify identity, such as a password (something the user knows) and a one-time code sent to a mobile phone (something the user has). Physical access control involves physical barriers, digital certificates verify identity digitally, and enforced authorization is not a standard term. Thus, A is the correct answer.

Tags: Authentication, Banking Security, Cybersecurity, Two-Factor Authentication
Level: Level 1

Topic: The internet

Uploader: Samuel Duah