D

Explanation:

A contingent contract is one where the performance depends on the occurrence of an uncertain future event. Here, the contract to pay GH¢10,000 if Benjamin’s house burns is contingent on the house burning, an uncertain event, making it a contingent contract (option D). Option A (wagering agreement) is incorrect, as wagering involves betting on outcomes with no insurable interest, unlike this scenario. Option B (void) and C (voidable) are incorrect, as the contract is valid unless the contingency fails. Option E (contract of guarantee) is incorrect, as it involves a third-party guarantee, not applicable here. The answer “D” aligns with contract law.