Scenario:
Luck & Co. has been making losses over the last few years. Its statement of financial position at 31 December, 2013, showed the following:

Statement of Financial Position as at 31 December, 2013

Assets N
Property, plant, and equipment 80,000
Inventory 20,000
Receivables 40,000
Total Assets 140,000
Equity and Liabilities N
Ordinary Capital 100,000
Retained Earnings (140,000)
Secured Loan Stock 100,000
Payables 80,000
Total Equity & Liabilities 140,000

On liquidation, the assets would realise the following:

Assets N
Property, plant, and equipment 30,000
Inventory 12,000
Receivables 36,000
Total Realisable Value 78,000

If the company continues to trade for the next four years, profit after charging N20,000 per annum as depreciation on the property, plant and equipment would be as follows:

Year Profit (N)
2014 4,000
2015 20,000
2016 26,000
2017 28,000
Total 78,000

Assume that there would be no surplus cash to settle the payables and loan stock holders until after four years when inventory and receivables could be realised at their book values.

Required:

Evaluate the financials and advise the management of Luck & Co on the options available to them and redraft the statement of financial position of Luck & Co after the exercise. (9 Marks)

Evaluation of Financials and Management Advice:

Options for Luck & Co:

  1. Immediate Liquidation:
    • Realisable value of assets: N78,000.
    • Payable to loan stockholders: N78,000 (deficiency of N22,000 remains).
    • Nothing for creditors or shareholders.
  2. Continuation of Trading for Four Years:
    • Cash generation after four years: N78,000.
    • Total available cash: N218,000 (including inventory and receivables).
    • Full repayment of loan stock (N100,000) and creditors (N80,000), leaving N38,000 for shareholders.
  3. Debt-to-Equity Restructuring:
    • Convert payables and loan stock into equity.
    • Propose restructuring terms to creditors for future participation in company profits.

Redrafted Statement of Financial Position (Post-Restructuring):

Assets N
Property, plant, and equipment 80,000
Inventory 20,000
Receivables 40,000
Total Assets 140,000
Equity and Liabilities N
Equity (Revised) 140,000
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