Areas where computers are used as instruments of crime:

1. Hacking: Unauthorized access to computer systems for malicious purposes, such as stealing sensitive data.
2. Phishing: Using deceptive emails or websites to trick individuals into providing personal information.
3. Spreading Malware: Deliberately distributing viruses, worms, or trojans to compromise computer systems.
4. Identity Theft: Using computers to illegally access personal information and impersonate someone else.

Areas where computers are targets of crime:

1. Data Theft: Stealing confidential data stored on computers.
2. Denial of Service (DoS) Attacks: Overloading a system with traffic to make it unavailable to users.
3. Unauthorized Data Modification: Altering data without permission, which can affect business operations.
4. Hardware Theft: Stealing physical computer equipment like servers or laptops.